Nirvana Johor
富贵山庄

24 Hours Emergency Funeral Service
24小时紧急殡仪服务

Christian Funeral Service 基督教殡仪配套从From RM14,888 起
Buddhist Funeral Service 佛教殡仪配套从From RM18,888 起

Pre-Planning Arrangement
事前规划

How to do Pre-Planning ahead to avoid future generations trouble and save unnecessary expenses ?
如何事前规划以方便后代和节省不必要的开销?

Nirvana Johor Branches & Service
富贵山庄 & 殡仪服务

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Funeral Service Package

殡仪配套

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Nirvana Columbarium
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Nirvana Memorial Park Segamat

富贵山庄 昔加末

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Nirvana Memorial Park Kulai

富贵山庄 古来

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Nirvana Memorial Park Tiram

富贵山庄 地南

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Million Ringgit Maintainance

Nirvana’s memorial parks are backed by a maintenance trust fund of over RM100 million managed by an independent trustee for road works, garden landscaping and infrastructure maintenance, including Nirvana Johor.

富贵所有山庄由超过1亿令吉的信托基金来维修管理和园林绿化墓园。

Pre-Planning 事前规划

What is Pre-planning ?

To put it simply, pre-planning (sometimes also called “pre-arrangement”, “pre-arrangement planning” or “pre-need planning”) means setting up your funeral arrangements in advance before the need for these services occurs, either as a funeral insurance or pre-need funeral contract. The concept may seem novel and even morbid. However, pre-planning is not actually something new.
The irony is while we’re busy preparing bucket lists, we seem to forget or ignore the reason why we have them in the first place; that life is finite. Everyone who is born will eventually pass; it’s not a possibility, but an eventuality.
 

If the thought troubles you, it should. Irrespective of your position in the family – whether you are a husband or wife; father or mother; or even son or daughter – your passing will be the one single event that impacts your family and loved ones the most, both emotionally and financially. So why are we ignoring it? What do we need to do?

The answer is simple: you should pre-plan.

We prepare for almost everything in life. To cover for the possibility of accidents and sickness, we have insurance. To get married, couples spend months to years to ensure everything goes right. To safeguard our children’s future education, we start an education fund. To live life to the fullest, we have bucket lists. But hold up, are we forgetting something here?

什么是事前规划?

事前规划(亦称事前安排、事前安排计划或预售计划)是预先把自己的身后事,通过自己的主权,在生前安排得一清二楚。它可以是殡仪保险,也可以是预付殡仪合约,这个概念看起来很新颖,但实际上,事前规划并不是什么新鲜事。

事前规划

人生充满太多变数,许多意外无法预知。在我们的生活中,我们常常在规划事情,包括会买保险以求心安。许多情侣为了要有一个完美的婚礼,会花几个月甚至几年去筹备;父母为了保障孩子的未来,也早早为孩子设立教育基金。我们经常会为自己写下人生愿望清单,并努力去实现它。但反而人生最重要的一件事,你是不是忘了?
但讽刺的是,当我们忙于准备人生愿望清单时,似乎忽略为何想要整理这些清单的原因。生命是有限的,每个人都从出生的那一刻开始,就要有面对死亡来临的心里准备。

不管您在家里是什么身份地位 – 是丈夫还是妻子;父亲还是母亲;甚至是儿子还是女儿,无论在情感上或经济上,您的离去都深深影响着你所爱的家人。那么,为什么我们要忽视它呢?我们需要做些什么呢?

答案很简单,您应该做事前规划。

5 main advantages of pre-planning

When the unthinkable happens, the financial responsibility of your last rites now falls on your family. The average funeral is priced upward of RM20,000 excluding burial plot or columbarium costs. Without any pre-planning or funds set aside, imagine the financial stress such an event places on your family. By pre-planning, you can prevent this by assuming the responsibility yourself.

By pre-planning early, you will be able to look around and compare services and prices before committing to any decision; instead of waiting until a crisis occurs when your family will be pressured into making unnecessary choices during a stressful and emotional time. You will also be able to involve your family members in all your decisions.

Through pre-planning, you will get to decide and have final say on every detail of your final send-off without burdening your family with questions and doubts as to what your final wishes are. This way, both you and your family are assured that everything will be taken care of, exactly as you have decided without leaving any reason for dispute.

Through pre-planning, you can enjoy the option of paying over time through an instalment plan compared to having to pay a huge lump sum in an immediate situation when death occurs. This helps lighten your financial burdens and you will be able to plan your commitments easier.

One of the costliest and most often ignored events of a person’s time on earth are end of life affairs. It is only sensible to prioritise pre-planning to complete your financial planning in life. By pre-planning, you will enjoy greater peace of mind knowing all your affairs are in place and the knowledge that your family will one day receive the greatest gift of love in your absence.

事前规划五大优势

当不幸事情发生时,葬礼仪式的经济负担就会落在你家人身上。一般葬礼收费均在2万令吉以上(不包括福地或骨灰位),假如你没有事前规划,你的家人会因这突如其来的大笔开销而手足无措。如果你做好事前规划,你就能为自己的临终事项买单,有备无患。

事前规划可以让你在做出决定前,有充足的时间评估不同殡葬业者的服务与价格。而不是等到意外发生时,你的家人在承受着压力和悲伤情绪下做出不必要的选择。另外,事前规划也可让你和家人有商有量,做出满意的决定。

透过事前规划,表达自己的主权,让家人充分了解与尊重你的决定,按照你希望的方式庆祝生命完美落幕,避免家人为了筹办后事等各种因素无法达成共识,造成意见分歧,争吵不休。

通过事前规划选择按月按期轻松付款,减低在死亡发生时必须一次性付款的经济压力,让你更轻松做好事前规划。

人生在世,生命终结是最昂贵,也是最常被忽略的事情,最明智的做法便是提早做好财务规划,透过事前规划可以让你安心处理财务状况,并且轻松从容面对生活,同时这也是为家人所准备的爱的礼物,让你和家人圆满无忧。

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